Flexible Savings Challenge

The savings challenge you don't quit halfway. Pick the amount that fits this week, skip a week without guilt, and still reach your goal. No cash needed: you save into a bank account and the spreadsheet does the maths.

• Pick a Square: 52 squares that always add up to your goal. Tight week? Pick a small one.
• Your Pace: low, medium or high weeks, made for pay that changes (shifts, tips, freelance).
• Percent of Pay: save the same share of every payday.
• Skip tokens instead of catching up, and no December spike.
• Shows how much per week and per month finishes your goal on time.
• 11 printable A4 pages: 500 and 1,000 grids, a blank grid, a 30-day starter, 12-month boxes, savings bookmarks and a colour-in progress page.

For you if you've started a savings challenge before and quit when the amounts got big, or your pay isn't the same every week. Not for you if you already save automatically every month and are happy with it.

Digital download: 1 spreadsheet (Excel and Google Sheets) and 1 PDF. You get instant access after checkout. Because it is a digital product, all sales are final. A general savings tool, not personal financial advice.