SMALL WINS
Free printable · Money

Know what you can spend this week.

The Payday Plan is 5 small steps you do on the day your pay lands. It takes about 10 minutes, and you end up with one number: what you can safely spend each week until next payday.

Free. You'll also get one short email a week with a small money, focus or habits tip. Unsubscribe in one click, any time. See our privacy policy.

What you get

Two printable pages

A4 PDF. Print it, or fill it in on a tablet.

The 5 steps

What to write down, in what order, with the time each step takes.

The worksheet

Money in, must-pays, savings first, and your safe-to-spend number per week.

A weekly check-in

Five small boxes to see what's left each week, so the end of the month isn't a surprise.

This is for you if…

  • ✓Your money is gone before your next payday and you're not sure where it went.
  • ✓Budget apps feel like too much, and you want one page you can finish.
  • ✓You want a starting point before trying a full budget.