{"product_id":"money-envelopes","title":"Money Envelopes","description":"\u003cp\u003e\u003cstrong\u003eCash stuffing without the cash.\u003c\/strong\u003e Split one savings account into envelopes for yearly bills, repairs, the holidays and anything else that comes once a year, so the big costs stop being a surprise. You get a spreadsheet (Excel and Google Sheets) and 11 printable A4 pages.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWorks out what to put in each envelope every payday, for monthly, 2-weekly, 4-weekly or weekly pay\u003c\/li\u003e\n\u003cli\u003eShort this payday? The sheet fills priority 1 envelopes first, and the rest catches up over the next paydays\u003c\/li\u003e\n\u003cli\u003eYearly bills that roll over by themselves, save-up goals, refill funds and spending envelopes\u003c\/li\u003e\n\u003cli\u003e\"What am I forgetting?\" list of 27 common yearly costs, a holiday planner, and envelope cards with a colour-in progress bar\u003c\/li\u003e\n\u003cli\u003eChecks that your envelopes add up to your savings account balance\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eAlready have the Paycheck Planner? It has one simple sinking funds page. Money Envelopes is the full system.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eDigital download: 1 spreadsheet and 1 PDF. You get instant access after checkout. Because it is a digital product, all sales are final. A general budgeting tool, not personal financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Small Wins","offers":[{"title":"Default Title","offer_id":64732478407033,"sku":"SW-ME","price":9.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1041\/2861\/0681\/files\/me-hero_318d0288-7cd2-4554-9d20-e0eb9186ea8d.jpg?v=1790694214","url":"https:\/\/smallwins.store\/products\/money-envelopes","provider":"Small Wins","version":"1.0","type":"link"}